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Marietta, Georgia CD Rates – 2-Year

You are viewing rates from banks across Marietta





Below are two-year Certificates of Deposit (CD) rates from banks in Marietta, Georgia. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Marietta, GA - August 1, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%

| Nov 12, 2018

Helpful w/$ Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.53% → 2.02%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.75%

$10,000

15.10

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0.71%

$10,000

15.87

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0.70%

$10,000

10.67

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0.70%

$1,000

9.49

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0.50%

$10,000

9.99

Learn More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

0.20%

$10,000

13.25

Learn More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

Rate History: 0.03% → 0.05%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Marietta, GA - August 1, 2025


Branch Street City State
Beal Bank USA
Atlanta Branch
4511 Olde Perimeter Way, Suite 500 Atlanta GA
Finworth, a division of InsBank
Cartersville Henderson Branch
601 Henderson Dr Cartersville GA
Touchmark National Bank
Touchmark National Bank Branch
3651 Old Milton Parkway Alpharetta GA
Fifth Third Bank, National Association
Varner Crossing Bank Mart Branch
4150 Macland Road Powder Springs GA
Woodforest National Bank
8258 College Park Georgia Walmart Br Branch
6149 Old National Hwy College Park GA
City National Bank
Atlanta Branch
3333 Piedmont Road Atlanta GA
JPMorgan Chase Bank, National Association
Cosby Station Branch
3296 Hwy 5 Douglasville GA
First IC Bank
First Ic Bank Branch
5593 Buford Highway Doraville GA
ServisFirst Bank
Douglasville Branch
2801 Chapel Hill Road Douglasville GA
BankSouth
Hammond Drive Office Branch
990 Hammond Drive Atlanta GA
Signature Bank of Georgia
Signature Bank Client Engagement Center Branch
6065 Roswell Road, Suite 110 Sandy Springs GA
FirstBank
Kennesaw Branch
3440 Blue Springs Road Kennesaw GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
Metro City Bank
Metro City Bank Branch
5441 Buford Highway Doraville GA
Renasant Bank
Westside Cartersville Branch
420 Old Mill Road Cartersville GA
Shinhan Bank America
Nab Branch
10500 Old Alabama Road Connector Alpharetta GA
Ameris Bank
Atlanta Midtown Branch
1180 Peachtree Street, Ne, Suite 2610 Atlanta GA
Citizens Trust Bank
Cascade Branch
3705 Cascade Road Atlanta GA
Bank OZK
Cartersville Henderson Branch
601 Henderson Dr Cartersville GA
East West Bank
Vinings Branch
2727 Paces Ferry Road, N.W., Suite 150 Atlanta GA
Regions Bank
Plaza Dallas Branch
1100 Merchant Drive Dallas GA
First-Citizens Bank & Trust Company
Powder Springs Branch
3270 Florence Road Powder Springs GA
U.S. Bank National Association
Georgia Trust Branch
3384 Peachtree Road, N.E. Atlanta GA
PNC Bank, National Association
Hiram Paulding County Branch
1430 Pace Road Hiram GA
Bank of America, National Association
Joe Frank Harris Parkway Branch
829 Joe Frank Harris Parkway, S.E. Cartersville GA
Regions Bank
Plaza Dallas Branch
1100 Merchant Drive Dallas GA
Fifth Third Bank, National Association
Varner Crossing Bank Mart Branch
4150 Macland Road Powder Springs GA


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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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